The New Medicare SEP for a Wrong Provider Directory
CMS created a temporary 2026 SEP for Medicare Advantage members misled by Plan Finder's provider directory. Here's who qualifies and the exact call script.
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The Blog
Insights for tech-savvy agents
AI, Meta Ads, lead generation, and automation — practical playbooks for Health & Life insurance professionals.
The Medicare $90 Rebate: What to Tell Clients This AEP
Original Medicare gets a one-time $90 rebate this month and Medicare Advantage doesn't. Here's what to tell clients, sourced from CMS and the FTC.
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C-SNP Verification: The 2026 Chargeback Risk for Agents
CMS gives a C-SNP enrollee's doctor one month to verify their condition, or the carrier must disenroll them and claw back the full commission.
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The WISeR Model: What Medicare Agents Need to Know in 2026
CMS is piloting AI prior authorization in Original Medicare across six states. What agents should tell confused clients, and what to watch for next.
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AI Disclosure Laws for Insurance Agents in 2026
Utah fines up to $2,500 per violation and Colorado now names insurance by name. Here is exactly what your AI chatbot or voicebot must say, state by state.
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Insurance Agent Google Reviews: A 2026 Compliance Guide
The FTC's reviews rule now carries a $53,088 penalty per violation. Here is exactly what CMS, the FTC, NAIC, and Google allow insurance agents to do.
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The ACA Broker Moratorium: What Agents Need to Know
CMS paused new ACA broker registration and lowered the bar for terminating agents. Here's what the 2026 moratorium means for your book.
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The Beneficiary Designation Audit: A 2026 Guide for Agents
NAIC's locator has matched $16.99 billion in unclaimed life insurance and annuity benefits since 2016. Here's the audit that keeps your book off that list.
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The Medicare Disaster SEP: A 2026 Guide for Florida Agents
CMS's disaster SEP can run months past a storm, under 42 CFR 422.62(b)(18). Here's how Florida agents check county eligibility and calculate the window.
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Ad Attribution to Sold Policies: The 2026 Fix for Agents
Meta and Google credit ad campaigns for leads, not sold policies. Here's the manual fix, the CAPI mechanics, and what Ambrose's campaign-metrics spoke tracks.
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CRM Notes for Insurance Agents: A Lead History Fix (2026)
Insurance agents lose client history between calls, reps, and channels. Here is the manual note system that fixes it, plus what Ambrose lead-memory does.
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Why Meta Rejects Insurance Ads: The 2026 Compliance Fix
Meta's Financial Services and Personal Attributes ad policies explain most insurance ad rejections. Here's the compliant fix, sourced from Meta's own docs.
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